Panama
Bank Transfer Reference Payment
Bank Transfer Reference Payment allows the user to pay directly from their digital banking with a custom code to identify properly each operation. In order to get the reference number (ticket.barcode) our API will return to the final user and should follow these steps:
Go to your Bank website or API
Log into your digital banking
Go to the "Payment Service" menu
Enter the reference number and pay
The payment is processed and notified same day
POST
https://api.stage.localpayment.com /api/payin
Headers
Name | Type | Description |
---|---|---|
Authorization* | string | Mandatory. JWT token in format |
Request Body
Name | Type | Description |
---|---|---|
paymentMethod* | OBJECT | Mandatory. Payment method details |
paymentMethod.type* | string | Mandatory. |
paymentMethod.code* | string | Mandatory. Select among the codes available in each country for a payin BankTransfer payment type. NOTE: payment method code might affect the collection currency in bimonetary countries. For more info, see the side note on |
paymentMethod.flow* | string | Mandatory. The payment method data could be embeded in the API request ( |
externalId* | string | Mandatory. An ID that is meaningful to you and your system. It must be unique and alphanumeric, no characters allowed. |
country* | string | Mandatory. "PAN": Panama in ISOCode3 format |
amount* | number | Mandatory. Amount to charge to your end user. |
currency* | string | Mandatory. The currency in which the amount is expressed. It could be A) the local currency of the selected country or B) the account's currency. If A), the amount will be charged to the customer's cash payment method. If B) and it differs from the local currency, the amount specified will be credited to your account and Localpayment will perform a Foreign Exchange operation to collect the amount expressed in local currency. In bimonetary countries, paymentMethod.code resolves possible ambiguity: the payment will be executed in the currency of that specific payment method network. e.i.: USD |
accountNumber* | string | Mandatory. Your Localpayment account number in which the amount will be credited. |
conceptCode | string | Mandatory. Choose the suitable concept code from our Concept Code List. Based on our experience, the most usual are 0039 (remittances) and 0040 (corporate payments). |
comment | string | Optional. A comment related to the transaction. It should be something meaningful to your business. |
exchangeRateToken | string | Optional. Token provided by the Foreign Exchange service in order to use an upfront agreed exchange rate. |
payer* | OBJECT | Mandatory. Party Object. Information related to the payer. |
type* | string | Mandatory. Possible values: |
name* | string | Mandatory. Individual first name / company name |
lastName | string | Mandatory for individuals / Ignored for companies. |
document* | OBJECT | Mandatory.Party Object. Valid identity document. |
document.type* | string | Mandatory. Document types: RUC, CE or PASS |
document.id* | string | Mandatory. Identity document Id. Usually numbers or combination of numbers and letters. |
userReference | string | Optional. Username or id in your platform. |
string | Optional. | |
phone | OBJECT | Optional. Party Object. Contact phone number |
phone.countryCode | string | Optional. |
phone.areaCode | string | Optional |
phone.number | string | Optional |
birthdate | string | Optional. Individual birthdate / company incorporation date. ISO 8601 format (YYYY-MM-DD) |
nationality | string | Optional |
address | OBJECT | Optional. Party Object. Contact address |
address.street | string | Optional |
address.number | string | Optional |
address.city | string | Optional |
address.state | string | Optional |
address.country | string | Optional |
address.zipCode | string | Optional. Zip code / Postal code |
address.comment | string | Optional. Additional info, such as floor or apartment number. |
intermediaries | array | Optional. Array of Party objects. It represents others parties in the payment chain because of the end user is not your direct customer. Take into account the array sequence: your client should be the first element, the client of your client should be the second and so on, until there are no more intermediaries. |
device | OBJECT | Optional. |
device.id | string | Optional. Android / iPhone device ID. Can be blank for other device types such as PC / Mac. |
device.ip | string | Optional. Device IP address |
device.browser | string | Optional. Browser |
metaData | OBJECT | Optional. Unstructured object to record any metadata meaningful to you. |
commercialData | OBJECT | Optional. Party Object. Extra information related to the goods or services traded. |
lastName | string | Mandatory only for |
name* | string | Mandatory. Individual first name / company name |
merchant* | OBJECT | Mandatory. Party Object. |
document.type* | string | Optional. Document type (related to the merchant's residence) |
phone.countryCode | string | Optional. |
phone | OBJECT | Optional. Party Object. Contact phone number |
string | Optional. | |
userReference | string | Optional. Username or id in your platform. |
document.id* | string | Optional. Identity document id. Usually numbers or combination of numbers and letters. |
document* | OBJECT | Optional. Party Object. |
address | OBJECT | Optional. Party Object. Contact address |
nationality | string | Optional. |
birthdate | string | Optional. Individual birthdate / company incorporation date. ISO 8601 format (YYYY-MM-DD). |
phone.number | string | Optional. |
phone.areaCode | string | Optional. |
address.comment | string | Optional. Additional info, such as floor or apartment number. |
address.city | string | Optional. |
address.number | string | Optional. |
address.street | string | Optional. |
address.zipCode | string | Optional. Zip code / Postal code |
address.country | string | Optional. |
address.state | string | Optional. |
bank | OBJECT | Optional. Party Object. Payer account data. |
bank.name | string | Optional. Account holder full name. |
bank.branch.code | string | Optional. . Brach code. |
bank.branch | OBJECT | Mandatory only if Bank Object was added. Branch information. Party Object. |
bank.code | string | Optional. . Bank code, according to Localpayment bank codes list. |
bank.account | OBJECT | Optional. Party Object. Payer account information. |
bank.branch.name | string | Optional. . Branch name. |
bank.account.type | string | Optional. Payer account type, according to Localpayment bank account validations. |
bank.account.number | string | Optional. Payer account number |
item.id | string | Optional. Item ID |
invoice | string | Optional. Invoice reference |
item | array | Optional. List of sold items |
items.quantity | number | Optional. Item quantity |
items.categoryId | string | Optional. Item category |
items.pictureUrl | string | Optional. URL pointing to an item picture |
items.description | string | Optional. Item description |
item.title | string | Optional. Item title |
items.unitPrice | number | Optional. Unit price |
shipments.city | string | Optional. City |
shipments.number | String | Optional. Number address |
shipments.street | string | Optional. Street address |
shipments | array | Optional. List of shipping addresses |
shipments.country | string | Optional. State/Province |
shipments.state | string | Optional. State/ProvinceShipping country |
shipments.comment | string | Optional. Additional info |
shipments.zipCode | string | Optional. Zip code |
To make a referenced payment, you must use the ticket.barcode that comes in the response.
"ticket": {
"barcode": "1250270000037"
}
Examples: Bank Transfer payin reference payment response
Examples: Bank Transfer payin payment reference request
Example Ticket Reference Payment
The number you must enter in your hombanking is the one that appears below the barcode
Check the Payin Status Codes
PayinLast updated