QR (Argentina)

This payment solution is only available in Argentina

A QR code is a Quick Response code that, when scanned, allows users to view merchant information such as their account number and transaction value. The QR code is generated in the response as a payment instruction, containing the sales order information. It will include general details of the charge and the amount to be collected.

How it works?

Generation of the QR Code: To accept payments via QR code, the seller must generate a QR code linked to the transaction amount.

Scanning the Code: Once the QR code has been generated, the customer must scan it with their mobile device. This can be done using their bank's app

Confirmation and Authorization: When the code is scanned, a payment screen will open on the customer's device, allowing them to review the transaction details and complete the payment.

Transaction Processing: The information is transmitted through a secure network, and the transaction is processed. The funds are transferred from the customer's account to the operator's account.

Payment Confirmation: Both parties involved receive instant notifications confirming the success of the transaction.

You will be able to use it at the banks listed here.

• A QR Bank Transfer payment order expires by default within 7 days after the creation date.

• However, the expiration date can be set according to our clients requirements between 1 to 10 days

• This payment solution is only available in Argentina

QR

POST https://api.stage.localpayment.com/api/payin

Headers

Name	Type	Description
Authorization*	string	Mandatory. JWT token in format Bearer eyJ0... . For more information about authentication, please refer to Authentication

Request Body

Name	Type	Description
paymentMethod*	OBJECT	Mandatory. Payment method details
paymentMethod.type*	string	Mandatory.wallet
paymentMethod.code*	string	Mandatory. Select among the codes available in each country here NOTE: yment method code might affect the collection currency in bimonetary countries. For more info, see the side note on currency field.
paymentMethod.flow*	string	Mandatory. The payment Method data is collected through an additional form or plugin (REDIRECT). Currently, only REDIRECT flow is allowed.
externalId*	string	Mandatory. An ID that is meaningful to you and your system. It must be unique and alphanumeric, no characters allowed.
country*	string	Mandatory. "GTM" Guatemala in ISOCode3 format
amount*	number	Mandatory. Amount to charge to your end user. For GTQ, use 2 decimal places separated by a dot.
currency*	string	Mandatory. The currency in which the amount is expressed. It could be A) the local currency of the selected country or B) the account's currency. If A), the amount will be charged to the customer's cash payment method. If B) and it differs from the local currency, the amount specified will be credited to your account and Localpayment will perform a Foreign Exchange operation to collect the amount expressed in local currency. In bimonetary countries, paymentMethod.code resolves possible ambiguity: the payment will be executed in the currency of that specific payment method network. e.i.: SPID (USD); SPEI (MXN)
accountNumber*	string	Mandatory. Your Localpayment account number in which the amount will be credited.
conceptCode*	string	Mandatory. Choose the suitable concept code from our Concept Code List. Based on our experience, the most usual are 0039 (remittances) and 0040 (corporate payments).
comment	string	Optional. A comment related to the transaction. It should be something meaningful to your business.
merchant*	OBJECT	Mandatory. Party Object.
type*	string	Mandatory. Possible values: COMPANY
merchant.name*	string	merchant.name
payer*	OBJECT	Mandatory. Party Object. Information related to the payer.
type*	string	Mandatory. Possible values: COMPANY, INDIVIDUAL
name*	string	Mandatory. Individual first name / company name
lastName	string	Mandatory for individuals / Ignored for companies.
document*	OBJECT	Mandatory.Party Object. Valid identity document.
document.type*	string	Mandatory. Document types: Here
document.id*	string	Mandatory. Identity document Id. Usually numbers or combination of numbers and letters.
userReference	string	Optional. Username or id in your platform.
email	string	Mandatory
phone	OBJECT	Optional. Party Object. Contact phone number
phone.countryCode	string	Optional. Possible values: gt
phone.areaCode	string	Optional. Country Area Code
phone.number	string	Optional. Phone number
birthdate	string	Optional. Individual birthdate / company incorporation date. ISO 8601 format (YYYY-MM-DD)
nationality	string	Optional
address	OBJECT	Optional. Party Object. Contact address
address.street	string	Optional
address.number	string	Optional
address.city	string	Optional
address.state	string	Optional
address.country	string	Optional
address.comment	string	Optional. Additional info, such as floor or apartment number.
intermediaries	array	Optional. Array of Party objects. It represents others parties in the payment chain because of the end user is not your direct customer. Take into account the array sequence: your client should be the first element, the client of your client should be the second and so on, until there are no more intermediaries.
commercialData	OBJECT	Mandatory. Party Object. Extra information related to the goods or services traded.
item.id	string	Mandatory. Item ID
items.quantity	number	Mandatory. Item quantity
items.description	string	Mandatory. Item description
item.title	string	Mandatory. Item title
item.unitPrice	number	Mandatory.Unit price

200: OK

{
    "transactionType": "PayIn",
    "externalId": "{{externalId}}",
    "internalId": "{{InternalId}}",
    "paymentMethod": {
        "type": "BankTransfer",
        "code": "1050",
        "flow": "REDIRECT"
    },
    "country": "ARG",
    "currency": "ARS",
    "amount": 800.0,
    "accountNumber": "{{yourAccountNumber}}",
    "confirmed": {
        "currency": "ARS",
        "amount": 10.0,
        "fxQuote": 1.0
    },
    "payment": {
        "currency": "ARS",
        "fxQuote": 1.0,
        "financingFee": 0.0,
        "amount": 10.0
    },
    "localTaxes": [
        {
            "code": "0001",
            "percentage": 1.25,
            "description": "IDC",
            "currency": "ARS",
            "fxSource": 1,
            "fxQuote": 0.0,
            "amount": 10.0,
            "account": "{{YourAccountNumber}}"
        }
    ],
    "withHoldings": [],
    "fees": {
        "description": "Fee",
        "currency": "ARS",
        "fxSource": 1,
        "fxQuote": 1,
        "amount": 0.0,
        "account": "{{YourAccountNumber}}"
    },
    "status": {
        "code": "100",
        "description": "INPROGRESS",
        "detail": "The payin is pending the confirmation"
    },
    "qr": {
        "code": "00020101021102080000000041370012com.TESTbind98113071613202899020143220018B00000500110ETA0125015001120322678275512600220000531905012067208748520457345802AR5912Localpayment6014CABA - Almagro6108C1006ACT530303262100706S1590981080004A01263047179",
        "expirationDate": "2024-09-30T16:18:50.322266+00:00"
    },
    "merchant": {
        "type": "COMPANY",
        "name": "name"
    },
    "payer": {
        "bank": {
            "name": "bankName",
            "code": "322",
            "account": {
                "type": "C",
                "number": "3220001805117354710015"
            }
        },
        "type": "INDIVIDUAL",
        "name": "name",
        "lastname": "lastname",
        "document": {
            "type": "CUIL",
            "id": "20963504870"
        },
        "email": "[e-mail]"
    },
    "intermediaries": [],
    "date": {
        "creationDate": "2024-09-23T17:38:47.667+00:00",
        "processedDate": "2024-09-23T17:38:50.4244067",
        "expirationDate": "2024-09-30T16:18:50.322266+00:00"
    },
    "errors": []
}

400: Bad Request

{
    "externalId": "{{externalId}}",
    "internalId": "{internalId{}}",
    "status": {
        "code": "300",
        "description": "REJECTED"
    },
    "errors": [
        {
            "code": "300",
            "detail": "Invalid param + [paymentMethod] + doesn´t exists for ARG"
        }
    ]
}
```

Examples: QR request

To create a QR payment order through LP api, the request body examples are detailed below.

To complete the payment you must scan the QR in the bank application, where you are previously registered as a user.

Request QR

{
      "externalId": "{{externalId}}",
      "paymentMethod": {
        "type": "BankTransfer",
        "code": "1050",
        "flow": "REDIRECT"
      },
      "country": "ARG",
      "currency": "ARS",
      "amount": 800,
      "accountNumber": "{{yourAccountNumber}}",
      "conceptCode": "0038",
      "comment": "",
      "merchant": {
        "type": "COMPANY",
        "name": "Name"
      },
      "payer": {
        "type": "INDIVIDUAL",
        "name": "Name",
        "lastName": "lastname",
        "document": {
          "type": "CUIL",
          "id": "20961504870"
        },
        "email": "[e-mail]",
        "bank": {
          "name": "name",
          "code": "322",
          "account": {
            "type": "C",
            "number": "3220001805117354710015"
          }
        }
      },
      "intermediaries": [],
      "transactionType": "PayIn",
      "clientCode": "clientCode",
      "requireAuth": false,
      "file": false
    }'

QR image

QR payment order response will return, among others, an OBJECT named "qr". The elements that compose the "qr" object are: "image","codeBase64" and "expirationDate".

Example: QR response

QR Image

QR response

{
    "transactionType": "PayIn",
    "externalId": "{{externalId}}",
    "internalId": "{{InternalId}}",
    "paymentMethod": {
        "type": "BankTransfer",
        "code": "1050",
        "flow": "DIRECT"
    },
    "country": "ARG",
    "currency": "ARS",
    "amount": 800.0,
    "accountNumber": "{{yourAccountNumber}}",
    "confirmed": {
        "currency": "ARS",
        "amount": 10.0,
        "fxQuote": 1.0
    },
    "payment": {
        "currency": "ARS",
        "fxQuote": 1.0,
        "financingFee": 0.0,
        "amount": 10.0
    },
    "localTaxes": [
        {
            "code": "0001",
            "percentage": 1.25,
            "description": "IDC",
            "currency": "ARS",
            "fxSource": 1,
            "fxQuote": 0.0,
            "amount": 10.0,
            "account": "{{YourAccountNumber}}"
        }
    ],
    "withHoldings": [],
    "fees": {
        "description": "Fee",
        "currency": "ARS",
        "fxSource": 1,
        "fxQuote": 1,
        "amount": 0.0,
        "account": "{{YourAccountNumber}}"
    },
    "status": {
        "code": "100",
        "description": "INPROGRESS",
        "detail": "The payin is pending the confirmation"
    },
    "qr": {
        "code": "00020101021102080000000041370012com.TESTbind98113071613202899020143220018B00000500110ETA0125015001120322678275512600220000531905012067208748520457345802AR5912Localpayment6014CABA - Almagro6108C1006ACT530303262100706S1590981080004A01263047179",
        "expirationDate": "2024-09-30T16:18:50.322266+00:00"
    },
    "merchant": {
        "type": "COMPANY",
        "name": "name"
    },
    "payer": {
        "bank": {
            "name": "bankName",
            "code": "322",
            "account": {
                "type": "C",
                "number": "3220001805117354710015"
            }
        },
        "type": "INDIVIDUAL",
        "name": "name",
        "lastname": "lastname",
        "document": {
            "type": "CUIL",
            "id": "20963504870"
        },
        "email": "[e-mail]"
    },
    "intermediaries": [],
    "date": {
        "creationDate": "2024-09-23T17:38:47.667+00:00",
        "processedDate": "2024-09-23T17:38:50.4244067",
        "expirationDate": "2024-09-30T16:18:50.322266+00:00"
    },
    "errors": []
}

heck the Payin Status Codes

Payin