Latam

This document provides a comprehensive list of Payment Methods, SLAs and Transaction Limits around Latam.

Note: Payout processing times are based on GMT-0. Please consider this time zone when reviewing cutoff times and expected settlement windows.

Country	Code	Payment Type	Network Name	Currency	Payout frequency (GMT-0)	Payment execution	Processing time
Argentina	0010	Bank Transfer	COELSA	ARS	24/7	Real Time	0-3 Minutes
Bolivia	0020	Bank Transfer	SCP	BOB	3:00 PM - 6:00 PM	T0	1 h
Brazil	0030	Bank Transfer	TED	BRL	24/7	Real Time	0-3 Minutes
Brazil	0031	Bank Transfer	PIX	BRL	24/7	Real Time	0-3 Minutes
Chile	0050	Bank Transfer	TEF	CLP	24/7	Real Time	0-3 Minutes
Chile	0050	Bank Transfer	TEF (High-Value Transfers)	CLP	12:00 PM - 8:00 PM	Real Time	30 Minutes
Colombia	0060	Bank Transfer	ACH	COP	24/7	T0 - T2	Cycles ACH
Colombia	0061	Bank Transfer	TRANSFIYA	COP	24/7	Real Time	0-3 Minutes
Costa Rica	0070	Bank Transfer	SINPE	CRC	3:00 PM - 6:00 PM	T0	1 h
Dominican Republic	0080	Bank Transfer	ACH	DOP	3:00 PM - 6:00 PM	T0	1 h
Dominican Republic	0081	Bank Transfer	LBTR	DOP	3:00 PM - 6:00 PM	T0	1 h
Guatemala	0110	Bank Transfer	ACH	GTQ	3:00 PM - 6:00 PM	T0	1 h
Honduras	0120	Bank Transfer	ACH Pronto	HNL	3:00 PM - 6:00 PM	T0	1 h
Mexico	0130	Bank Transfer	SPEI*	MXN	24/7	Real Time	0-3 Minutes
Panama	0150	Bank Transfer	ACH	USD	3:00 PM - 6:00 PM	T0	1 h
Paraguay	0160	Bank Transfer	SIPAP	PYG	3:00 PM - 6:00 PM	T0	1 h
Paraguay	0160	Bank Transfer	SIPAP (High-Value Transfers)	PYG	3:00 PM - 6:00 PM	T0	1 h
Peru	0170	Bank Transfer	CCE**	PEN	3:00 PM - 6:00 PM	T0	1 h
Peru	0171	Wallet	CCE***	PEN	3:00 PM - 6:00 PM	T0	1 h

*Banco Azteca's payout frequency in México is between 9:00 AM and 9:00 PM GMT-0, with a processing period of up to 10 minutes. ** Transactions higher than 30,000 S/ are credited starting at 14:30 GMT-5, they work only on Peruvian business days. *** This type of transaction supports payments to Phone numbers in Peru, the limit is 500 S/ Per TRX.

Cycles ACH in Colombia

Note: All ACH cycle times are expressed in Colombia local time (GMT-5). Please keep this time zone in mind when reviewing cutoff times and processing schedules.

CYCLE	Time range for receiving payment files within each cycle	File transmission time to ACH	Estimated time of final response of the process	Payment date
1	05:00 AM – 08:00 AM	9:00 AM	4:00 PM	Same day
2	08:01 AM – 10:30 AM	11:30 AM	06:30 PM	Same day
3	10:31 AM – 01:00 PM	2:00 PM	08:00 PM	Same day
4	01:01 PM – 04:00 PM	4:00 PM	11:00 AM (next day)	Next day
5*	04:01 PM – 05:00 PM	6:00 PM	12:00 AM (midnight)	Same day