Latam

This document provides a comprehensive list of payment methods, SLAs and transaction Limits around Latam.

Note

Settlement time When funds are expected to be credited (posted/available) to the beneficiary’s account.

Cut-off time The latest time a payout can be submitted for processing to ensure same-day credit to the beneficiary’s account.

Country	Code	Payment Type	Network Name	Currency	Settlement Time	Cut off time (Local Time)	Cut off time (GMT-0)	Maximum amount
Argentina	0010	Bank Transfer	COELSA	ARS	Real Time	N/A — 24/7, availability includes weekends & public holidays.	N/A — 24/7, availability includes weekends & public holidays.	N/A.
Bolivia	0020	Bank Transfer	SCP	BOB	5 - 30 Minutes	10:00 p.m. — Availability includes weekends & public holidays.	02:00 a.m. (next day based on the local time zone) — Availability includes weekends & public holidays.	N/A.
Brazil	0030	Bank Transfer	TED	BRL	Real Time	5:00 p.m. (Brasília time) — Transfers made on weekends/public holidays settle on the next business day.	20:00 p.m. (Brasília time) — Transfers made on weekends/public holidays settle on the next business day.	N/A.
Brazil	0031	Bank Transfer	PIX	BRL	Real Time	N/A — 24/7, availability includes weekends & public holidays.	N/A — 24/7, availability includes weekends & public holidays.	N/A.
Chile	0050	Bank Transfer	TEF	CLP	Real Time	N/A — 24/7, availability includes weekends & public holidays.	N/A — 24/7, availability includes weekends & public holidays.	CLP 7,000,000.
Chile	0050	Bank Transfer	TEF (High-Value Transfers)	CLP	1 h	3:30 p.m. — Transfers made on weekends/public holidays settle on the next business day.	19:30 p.m. — Transfers made on weekends/public holidays settle on the next business day.	N/A.
Colombia	0060	Bank Transfer	ACH	COP	T+0	3:00 p.m. — Transfers made on weekends/public holidays settle on the next business day.	20:00 p.m. — Transfers made on weekends/public holidays settle on the next business day.	Dale: 945 UVTs (≈ COP 45,000,000). Movii: 210 UVTs (≈ COP 10,000,000).
Colombia	0061	Bank Transfer	TRANSFIYA	COP	Real Time	N/A — 24/7, availability includes weekends & public holidays.	N/A — 24/7, availability includes weekends & public holidays.	Dale: 945 UVTs (≈ COP 45,000,000). Movii: 210 UVTs (≈ COP 10,000,000).
Costa Rica	0070	Bank Transfer	SINPE	CRC	T+0	6:00 p.m. — Transfers made on weekends/public holidays settle on the next business day.	00:00 a.m. (next day based on the local time zone) — Transfers made on weekends/public holidays settle on the next business day.	Equivalent to USD 10,000.
Dominican Republic	0080	Bank Transfer	ACH	DOP	T+0	1:00 p.m. — Transfers made on weekends/public holidays settle on the next business day.	17:00 p.m. — Transfers made on weekends/public holidays settle on the next business day.	Equivalent to USD 10,000.
Dominican Republic	0081	Bank Transfer	LBTR	DOP	Real Time	11:00 p.m. — Brief weekday pause 4:00–6:30 p.m.; payments submitted during that window process from 6:30 p.m. onward. Availability includes weekends & public holidays.	03:00 a.m. (next day based on the local time zone) — Brief weekday pause 20:00–22:30 p.m.; payments submitted during that window process from 22:30 p.m. onward. Availability includes weekends & public holidays.	Equivalent to USD 10,000.
Guatemala	0110	Bank Transfer	IFT	GTQ	Real Time	9:00 p.m. — Availability includes weekends & public holidays.	03:00 a.m. (next day based on the local time zone) — Availability includes weekends & public holidays.	GTQ 20,000.
Guatemala	0110	Bank Transfer	ACH	GTQ	T+0	3:30 p.m. — Transfers made on weekends/public holidays settle on the next business day.	21:30 p.m. — Transfers made on weekends/public holidays settle on the next business day.	N/A — Used for transactions above GTQ 20,000.
Honduras	0120	Bank Transfer	ACH Pronto	HNL	Real Time	10:00 p.m. — Transfers made on weekends/public holidays settle on the next business day.	04:00 a.m. (next day based on the local time zone) — Transfers made on weekends/public holidays settle on the next business day.	Equivalent to USD 10,000.
Mexico	0130	Bank Transfer	SPEI	MXN	Real Time	N/A — 24/7, availability includes weekends & public holidays.	N/A — 24/7, availability includes weekends & public holidays.	N/A.
Panama	0150	Bank Transfer	ACH	USD	T+0	1:30 p.m. — Transfers made on weekends/public holidays settle on the next business day.	18:30 p.m. — Transfers made on weekends/public holidays settle on the next business day.	N/A.
Paraguay	0160	Bank Transfer	SIPAP	PYG	Real Time	N/A — 24/7, availability includes weekends & public holidays.	N/A — 24/7, availability includes weekends & public holidays.	PYG 5,000,000.
Paraguay	0160	Bank Transfer	SIPAP (High-Value Transfers)	PYG	Real Time	5:30 p.m. — Transfers made on weekends/public holidays settle on the next business day.	21:30 p.m. — Transfers made on weekends/public holidays settle on the next business day.	N/A — Used for transactions above PYG 5,000,000.
Peru	0170	Bank Transfer	CCE	PEN	Real Time	N/A — 24/7, availability includes weekends & public holidays.	N/A — 24/7, availability includes weekends & public holidays.	PEN 30,000.
Peru	0170	Bank Transfer	CCE (High-Value Transfers)	PEN	T+0	1:30 p.m. — Transfers made on weekends/public holidays settle on the next business day.	18:30 p.m. — Transfers made on weekends/public holidays settle on the next business day.	N/A — Used for transactions above PEN 30,000.
Peru	0171	Wallet	CCE	PEN	Real Time	N/A — 24/7, availability includes weekends & public holidays.	N/A — 24/7, availability includes weekends & public holidays.	PEN 500.