Offline Virtual Account Creation

Availability: Argentina | Chile | Mexico

In countries where online virtual account provisioning is limited or when merchants prefer a manual approach, Localpayment offers Offline Virtual Account Creation. This process allows businesses to request and receive virtual accounts (VA) without integrating the API.

Offline Account Creation Process

Here’s how the offline flow works:

1. Merchant Submits Request: A completed file is sent to Localpayment Support.

2. Validation: The Support Team reviews and validates the data.

3. Account Generation: Localpayment creates the virtual accounts manually.

4. Response to Merchant: The merchant receives the account details via email.

Online vs Offline Account Creation

Feature	Online (API)	Offline (Support Team)
Available in	Argentina Brazil Mexico	Argentina Chile Mexico
Integration Required	Yes (API Integration)	No
Real-Time Generation	Yes	No (Manual Process)
Ideal For	Automated platforms, marketplaces	No dev team, custom data
Delivery Time	Instant	Within X hours

Use Cases for Offline Virtual Accounts

Offline virtual accounts are ideal when:

• Merchants operate in countries without API-based provisioning (e.g., Chile).

• Manual account control or custom approval is preferred.

• The merchant lacks development resources to integrate the API.

Requesting an Offline Virtual Account

To create an offline virtual account, submit a request to our support team with the Request Virtual Account Offline Template and the following required information:

Request Virtual Account Offline Template:

8KB

VirtualAccounts_Upload_Template_ARG.xlsx

8KB

VirtualAccounts_Upload_Template_CHL.xlsx

8KB

VirtualAccounts_Upload_Template_MEX.xlsx

• Please complete all fields highlighted in blue. These are required to process your request.

• Do not modify the fields highlighted in green. The LocalPayment team will complete the green fields and provide them to you after your virtual account is created.

Information to Provide

Parameter	Required	Description
Client / Company Name	Required	The company's full name as it is officially registered with the government. For individuals, please enter your full legal name.
Website/Email	Required	The client's or company's official website or email address.
Client/Company Tax Type	Required	Only needed in Argentina. The type of identity document, such as CDI, CUIL, CUIT, and DNI.
Client/Company Tax ID	Required	The national tax identification number assigned to the company or client.
Client/Company Address	Optional	The official address where the business is legally registered.
Client/Company Country of Incorporation	Required	The country in which the client or company was legally born or incorporated. ISO 3166-1 alpha-3.
Currency	Required	The currency in which the virtual accounts will operate and receive transfers.
Acc type	Required	Always specify "Client VA" as the Account Type.
Partner ID	Optional	This identifier is for your tracking purposes only; it is not stored or logged on our systems.
VA Nickname	Optional	This VA nickname is for your tracking purposes only; it is not stored or logged on our systems.

Following the validation of your request, our Operations Team will proceed with the creation of your account. You will receive a confirmation document via email, which will include both the information you provided and your new account information.

Returned Data

Parameter	Description
LocalPayment MID	The unique, primary identifier for the merchant's account within the LocalPayment system.
Legal Entity	The legal name of the company that owns the bank account. Always assigned "Localpayment".
Virtual Account Number	Your unique virtual account number. Use this number as the beneficiary account number for bank transfers to receive payments.
MEX-Account Number	Only for Mexico. The eleven-digit sequence within the CLABE functions as the bank’s internal identifier for the customer’s individual account.
MEX-Bank code	Only for Mexico. The three digits of the CLABE that identify the financial institution.
MEX-Branch code	Only for Mexico. The three digits of the CLABE that identify the branch code.
MEX-Control digit	Only for Mexico. The last digit of the CLABE. This is a check digit calculated using a specific algorithm on the first 17 digits.
Bank Name	The name of the financial institution where the account is held.
Bank address	The physical address of the bank where the account is is held.

Important

We are working on a new and improved process for requesting offline virtual accounts. This upgrade is designed to make the experience more efficient for you.

The current method will remain available until the new version is launched. We will notify you as soon as the updated process is ready.