Argentina

This table summarizes key details to help you manage your virtual account efficiently:

SLA payment confirmation

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Minimum transaction amount

1.00 ARS

Maximum transaction amount

10,000,000.00 ARS

Local Account format

  • Name: CVU

  • Length: Up to 22

  • Type: numeric

  • Example: 0000003112345678901234

Clearinghouse

COELSA

Beneficiary Type

Only Local Residents

Virtual Account creation model

Country-Specific Account Details

In Argentina, local bank transfers in Argentine Pesos (ARS) are primarily handled through the CBU (Clave Bancaria Uniforme) for traditional bank accounts and the CVU (Clave Virtual Uniforme) for accounts managed by Payment Service Providers (PSPs) or virtual wallets. Both are standardized codes that facilitate efficient identification and transfer of funds.

Localpayment uses CVU accounts for virtual accounts.

CBU (Clave Bancaria Uniforme)

The CBU is a 22-digit code that uniquely identifies a traditional bank account in Argentina. Every bank account in Argentina has a distinct CBU.

Account Format

Position
Length
Description
Example

1–3

3 digits

Financial institution (bank) code.

4–7

4 digits

Branch number.

8

1 digit

Verification digit.

9-21

13 digits

Account number.

Last digit

1 digit

Control Digit (checksum validator)

CVU (Clave Virtual Uniforme)

The CVU is the equivalent of the CBU for Payment Accounts offered by Payment Service Providers (PSPs) or virtual wallets. It is also a 22-digit code and enables interoperable transfers between bank accounts (CBU) and virtual accounts (CVU).

Account Format

Position
Length
Description

1–3

3 digits

Issuing entity (PSP) code.

4–7

4 digits

Account type identifier within the PSP.

8

1 digit

Verification digit.

9-21

13 digits

Account number.

Last digit

1 digit

Control Digit (checksum validator)

Make transfers to virtual accounts

Once your virtual account is set up, you can transfer to it by following the steps below:

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