QR (Perú)

This payment solution is only available in Perú.

How does it works?

Generation of the QR Code: To accept payments via QR code, the seller must generate a QR code linked to the transaction amount.

Scanning the Code: Once the QR code has been generated, the customer must scan it with their mobile device. This can be done using their bank's app

Confirmation and Authorization: When the code is scanned, a payment screen will open on the customer's device, allowing them to review the transaction details and complete the payment.

Transaction Processing: The information is transmitted through a secure network, and the transaction is processed. The funds are transferred from the customer's account to the operator's account.

Payment Confirmation: Both parties involved receive instant notifications confirming the success of the transaction.

Info

• A QR Bank Transfer payment order expires by default within 1 days after the creation date.

• However, the expiration date can be set according to our clients requirements between 1 to 7 days.

QR

POST https://api.stage.localpayment.com/api/payin

Headers

Name	Type	Description
Authorization*	string	Mandatory. JWT token in format Bearer eyJ0.... For more information about authentication, please refer to Authentication.

Request Body

Name	Type	Description
externalId*	string	Mandatory. An ID that is meaningful to you and your system. It must be unique and alphanumeric, no characters allowed.
paymentMethod*	object	Mandatory. Payment method details.
paymentMethod.type*	string	Mandatory. ”BankTransfer".
paymentMethod.code*	string	Mandatory. “6080" (QR).
paymentMethod.flow*	string	Mandatory. “DIRECT".
country*	string	Mandatory. "PER" Peru in ISOCode3 format.
currency*	string	Mandatory. The currency in which the amount is expressed. It could be he local currency of the selected country (PEN).
accountNumber*	string	Mandatory. Your Localpayment account number in which the amount will be credited.
conceptCode*	string	Mandatory. Choose the suitable concept code from our Concept Code List. Based on our experience, the most usual are 0039 (remittances) and 0040 (corporate payments).
comment	string	Optional. A comment related to the transaction. It should be something meaningful to your business.
merchant*	object	Mandatory. Merchat details.
merchant.type*	string	Mandatory. Possible value: COMPANY.
merchant.name*	string	Mandatory. Name of business.
payer*	object	Mandatory. Information related to the payer.
payer.type*	string	Mandatory. Possible values: COMPANY, INDIVIDUAL.
payer.name*	string	Mandatory. Individual first name / company name.
payer.lastName*	string	Mandatory for individuals / Ignored for companies.
payer.document*	object	Mandatory. Valid identity document.
payer.document.type*	string	Mandatory. Document types.
payer.document.id*	string	Mandatory. Identity document Id. Usually numbers or combination of numbers and letters.
email	string	Mandatory. Email payer.
commercialData	array object	Optional. Extra information related to the goods or services traded.
items.id	string	Mandatory. Item ID.
items.title	string	Mandatory. Item title.
items.description	string	Mandatory. Item description.
items.quantity	number	Mandatory. Item quantity.
item.unitPrice	number	Mandatory. Item unit price.

Example

Request Body

{
      "externalId": "{{externalId}}",
      "paymentMethod": {
        "type": "BankTransfer",
        "code": "6080",
        "flow": "DIRECT"
      },
      "country": "PER",
      "currency": "PEN",
      "amount": 300.00,
      "accountNumber": "{{yourAccountNumber}}",
      "conceptCode": "0001",
      "comment": "",
      "merchant": {
        "type": "COMPANY",
        "name": "Name"
      },
      "payer": {
        "type": "INDIVIDUAL",
        "name": "Name",
        "lastName": "LastName",
        "document": {
          "type": "DNI",
          "id": "12345678"
        },
        "email": "[e-mail]"
      },
      "commercialData": {
        "items": [
          {
            "id": "001",
            "title": "test",
            "description": "test",
            "quantity": "6",
            "unitPrice": 50
          }
        ]
      }
    }

Response Body 200 OK

{
    "transactionType": "PayIn",
    "externalId": "{{externalId}}",
    "internalId": "{{internalId}}",
    "paymentMethod": {
        "type": "BankTransfer",
        "code": "6080",
        "flow": "DIRECT"
    },
    "country": "PER",
    "currency": "PEN",
    "amount": 300.00,
    "accountNumber": "{{yourAccountNumber}}",
    "confirmed": {
        "currency": "PEN",
        "amount": 300.00,
        "fxQuote": 0.00
    },
    "payment": {
        "currency": "PEN",
        "fxQuote": 0.00,
        "financingFee": 0.00,
        "amount": 300.00
    },
    "localTaxes": [],
    "withHoldings": [],
    "fees": {},
    "status": {
        "code": "100",
        "description": "INPROGRESS",
        "detail": "The payin is pending the confirmation"
    },
    "qr": {
        "image": "data:image/png;base64,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",
        "expirationDate": "2025-04-21T16:14:26.0596069",
        "paymentInstructions": "<b><i>From Yape, Plin or other entity aplications, scan the QR code and complete the payment process</i></b>"
    },
    "merchant": {
        "type": "COMPANY",
        "name": "LocalPayment"
    },
    "payer": {
        "type": "INDIVIDUAL",
        "name": "Name",
        "lastname": "Lastname",
        "document": {
            "type": "DNI",
            "id": "12345678"
        },
        "email": [e-mail]"
    },
    "date": {
        "creationDate": "2025-04-14T16:14:25.517+00:00",
        "processedDate": "2025-04-14T16:14:28.1901483",
        "expirationDate": "2025-04-21T16:14:26.0596069"
    },
    "paymentInstructions": "<b><i>From Yape, Plin or other entity aplications, scan the QR code and complete the payment process</i></b>",
    "errors": []
}

Response Body 400 Bad Request

{
    "externalId": "{{externalId}}",
    "internalId": "{internalId{}}",
    "status": {
        "code": "300",
        "description": "REJECTED"
    },
    "errors": [
        {
            "code": "300",
            "detail": "Invalid param + [paymentMethod] + doesn´t exists for PER"
        }
    ]
}

QR image

QR payment order response will return, among others, an OBJECT named "qr". The elements that compose the "qr" object are: "image" (QR image in base64),"expirationDate" and "paymentInstructions".

Info

• To complete the payment you must scan the QR in the digital wallet application, where you are previously registered as a user.

• You will be able to use with the following affiliated digital wallet application:

  • YAPE

  • PLIM

  • DALE

  • LIGO

• QR payments have a minimum amount of 1 PEN and a maximum amount of 500 PEN per transaction, the daily limit is 2000 PEN in total and applies per user.

Complete the Payment with YAPE